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Phone cards purchased over the Internet typically offer more competitive rates and higher quality connections; compared to phone cards that are purchased over the counter. Some phone cards will provide very different phone rates if used from a payphone or cellular phone. Likewise, calls originating from a country outside of the US and terminating in the US will have higher rates due to international surcharges. Make your purchase based upon the type of telephone call you will be making: US domestic long distance, International, Cellular. Know the per minute rounding for any phone card you purchase. For example, three minute rounding means minutes are deducted from your phone card in blocks of three, even if you make a one minute telephone call.

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Purchase lower denomination phone cards and try to use them up during a single telephone call. This tip may help you avoid additional fees to receive the minutes you have paid for. Know how long your average phone call usually lasts so that you can select the appropriate phone card denomination. If you are traveling outside of the US, make sure you know if your phone card will work internationally.